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No Cost

The policy is free for eligible applicants. MassMutual pays the premiums.

$50,000 Policy

The policy amount is $50,000.

10-Year Term

Coverage is for a 10-year term.

Education Benefit

The benefit is placed in a trust and can only be used for eligible educational expenses for your children.

Basic Eligibility

• You are between the ages of 19 and 42.
• You are the parent or legal guardian of at least one dependent child under age 18.
• You are a permanent, legal resident of the United States.
• You are currently employed full time or part time.
• Your total annual family income is between $10,000 and $40,000.
• You are the only parent or legal guardian in your household who has applied.
• You meet MassMutual’s underwriting guidelines for health eligibility.

Eligibility Notes and Exclusions

MassMutual’s current eligibility brochure says you would not be eligible if you:

• have been diagnosed with heart disease, cancer, HIV, or Type 1 diabetes;
• currently abuse drugs or alcohol, or have abused them within the last 10 years;
• have a BMI of 40 or more; or
• are currently on parole or probation.

Eligibility is determined by MassMutual, and program requirements may change.

Complete the Form

Complete the current LifeBridge eligibility form.

Mail the Form

Mail the completed form to the address listed on the official form.

Watch for Next Steps

If invited to continue, MassMutual will send instructions for the next step.

Complete Review

You may be asked for income verification, identification, child information, and a brief medical exam.

MassMutual LifeBridge

ÌÇÐÄÊÓƵ the official MassMutual LifeBridge program page.

Brochure and Eligibility Form

Review the current LifeBridge brochure and eligibility form.